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Expert guides on home loans, investment property, refinancing, and first home buying - written by GS Capital's MFAA-accredited brokers.

Home BuyingApril 28, 2026/7 min read

How to Get Pre-Approved for a Home Loan in Australia (2026 Guide)

Pre-approval puts you ahead of every other buyer at the open home. Here's exactly what lenders assess, what documents you need, and how to get conditional approval fast.

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Mortgage Strategy/6 min read

Variable vs Fixed Rate Home Loan: Which Should You Choose in 2026?

With the RBA hiking again in May 2026, the fixed vs variable decision has never been more consequential for Australian borrowers. We break down the real trade-offs.

First Home Buyers/8 min read

First Home Buyer Guide: Grants, Schemes and Tips for Buying in Victoria (2026)

From the $10,000 First Home Owner Grant to the unlimited-place First Home Guarantee and the newly launched Help to Buy scheme, Victoria's first home buyers have more help available than ever. Here's what you need to know.

Broker Guide/5 min read

Why Use a Mortgage Broker? How the Right Broker Saves You Thousands

Banks will offer you their products. A mortgage broker offers you the market. Here's the concrete difference - and why it matters far more for complex borrowers.

Property Investment/7 min read

Investment Property Loans in Australia: Strategy, Structure and Tax Explained

The right investment loan structure isn't just about the rate. Offset vs redraw, interest-only vs P&I, and how you hold title all affect your after-tax return significantly.

Refinancing/6 min read

When Should You Refinance Your Home Loan? The Complete Australian Guide

Refinancing at the right time and with the right strategy could save you tens of thousands of dollars. Here's exactly how to evaluate whether now is the right time to switch.

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