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Broker service
Certainty in every repayment
Lock in your interest rate for complete repayment certainty. Perfect for budgeting and protecting yourself against rate rises.
A fixed rate home loan locks your interest rate for an agreed period - typically one to five years. During the fixed term, your repayments stay exactly the same regardless of what happens to market rates. At the end of the fixed period, the loan usually reverts to a variable rate, or you can choose to re-fix at the prevailing rate.
Fixed rate loans provide the peace of mind that comes from knowing precisely what you will pay each month. This makes budgeting far easier and protects you against rate increases during your fixed term. They are particularly well suited to first home buyers, households on tight budgets, and investors who want predictable cash flow on their rental property. If rates rise during your fixed period, you'll be insulated from those increases entirely.
Our team will compare fixed rate options across a wide lender panel and identify the term and rate that best matches your financial situation. We'll explain the conditions that apply - such as limits on extra repayments and potential break costs - so you can make a fully informed decision. Contact us today to lock in your rate.
Share your number and we'll call back to discuss your property finance goals, borrowing position, and next steps.
