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Broker service
Bridge the gap between buy and sell
Short-term finance to bridge the gap between purchasing a new property and settling the sale of your existing one.
A bridging loan is short-term finance that allows you to purchase a new property before the sale of your existing property has settled. Rather than being forced to sell first - which may require temporary accommodation or mean missing out on the right property - a bridging loan lets you move forward with the purchase immediately. Once your existing property sells, the proceeds are used to pay down the bridging loan.
Bridging finance gives you the freedom to move on the right property at the right time, without being constrained by the timing of your existing sale. It eliminates the need for temporary rental accommodation and reduces the risk of a broken chain. Bridging loans are typically interest-only during the bridging period, keeping your short-term costs manageable while the sale completes.
Bridging loans require careful planning around the timing of your purchase and sale. Our brokers will assess your peak debt position, ensure the structure is financially sound, and identify lenders that offer competitive bridging terms. Early engagement is essential - contact us as soon as you identify the property you want to buy.
Share your number and we'll call back to discuss your property finance goals, borrowing position, and next steps.
